A steady place for your money.
Grandstone is a calm, simple bank account: instant transfers, a virtual card you control, and loans priced in plain numbers.
Good morning
Alex
Available balance
$4,612.40
Current · 1048 2291 07
Northwind Ltd
Salary · Mon
Sam Rivera
Rent · Mon
Priya Shah
Lunch · Thu
Sam Rivera sent you $250.00
“Deposit refund” · just now
Everything you'd expect, without the clutter.
These are real screens from the app, not illustrations.
Send money in seconds
Type an account number and we show you who it belongs to before you send. Transfers between Grandstone accounts arrive instantly and never cost a fee.
- See the recipient's name before you pay
- Save people you pay often
- Confirm every transfer with a one-time code
You're sending
$36.00
Enter the code we emailed you
A card you stay in charge of
Your virtual debit card is ready the moment you sign up. Freeze it, reveal its details when you need them, and set your own PIN.
- Freeze and unfreeze instantly
- Security code refreshes every hour
- Weak PINs like 1234 are refused
Debit•••• •••• •••• 4821
Card holder
ALEX MORGAN
Expires
10/29
Loans in plain numbers
One fixed rate, no fees, and the monthly payment shown before you apply. Try it: this calculator uses the exact maths the app charges.
- Borrow $500 to $25,000
- 3 to 36 months, fixed payments
- Repay early whenever you like
You'd pay each month
$284.97
12.9% APR, fixed
Interest $839.28
Know where your money went
Every payment is grouped by day with who, what and why. Search it, filter it, or download a statement as a PDF or spreadsheet.
- Search by name, note or reference
- Monthly money in and out at a glance
- PDF and CSV statements for any period
September
StatementNorthwind Ltd
Salary
Sam Rivera
Rent
Grandstone Loans
Repayment
Priya Shah
Birthday gift
Built like a keystone.
A keystone holds an arch together. These are the protections that hold your account together.
A code for every transfer
Money only moves after you enter a six-digit code. It expires in 24 hours and allows five tries.
Freeze your card in one tap
Misplaced it? Freeze it from the app and unfreeze it when it turns up.
Your PIN is never stored
We keep only a scrambled version, so not even our team can read it.
Card details stay hidden
Your full card number needs your password to show, hides again after a minute, and the security code changes every hour.
Sign-in protection
Five wrong passwords pause sign-in for 15 minutes, and errors never reveal whether an email has an account.
Every staff action is recorded
Account freezes and loan decisions go into a log that can't be edited or deleted.
Up and running in two minutes.
- Step 1
Open an account
Your name, email, date of birth and a password. It takes about two minutes.
- Step 2
Get your details
You get an account number and a virtual debit card straight away.
- Step 3
Send, save and borrow
Pay people instantly, save the ones you pay often, and apply for a loan when you need one.
Questions, answered.
Open an account to explore transfers, cards, and loans.
How are transfers confirmed?
Each transfer needs a one-time confirmation code shown in the app before money moves.
What does a loan cost?
Every loan has a fixed 12.9% APR with no fees. The calculator above uses the same maths the app charges, and you can repay early at any time.
Can I send money to other banks?
Yes. You can send to Grandstone accounts instantly, or use domestic and international wire details for other banks.